и ти вярваш на хора, които са изписали това:

You place $1,000 in an investment account fixed for a year. Rates vary from bank to bank and country to country, so we will use 12% per annum as an example. Your money after a year, with monthly interest compounded, will return you around $1,126 only.

The bank takes your cash and invests it in an international portfolio where they get say 25% compounded. What do they get back? On your $1,000 alone, they will return a total amount of $14,550. There is a massive difference $14,550 - your lousy $126 = $14,424 their profit!

те една проста лихва не могат да сметат, а ти искаш да ги ползвам за банка?